Investment
Review
Maximize
your after-tax return.
As a CPA firm, we possess the valuable perspective of having reviewed thousands of tax returns. We see what works and what doesn’t work for our clients' investment portfolio. We can review your investment ideas with you and your investment advisor and make recommendations to maximize your after-tax return.
Utilizing Morningstar’s X-Ray portfolio review technology, our office can give you an overall perspective of your holdings to ensure you’re making the right choices.
Don't ignore
the impact of taxes on your investments. While taxes should not drive
your investment strategy, understanding how taxes affect your earnings
will help you minimize taxes and maximize your return.
Consider these
items:
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Long-term
capital gains and dividends carry a favored tax status. Consider
putting more dollars in investments that give you dividend income
and long-term capital gains. |
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You
can deduct a limited amount of capital losses in excess of capital
gains. Consider balancing your winners and losers to maximize
this deduction each year. |
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Investments
which produce high taxable annual income can be given to family
members who are in lower tax brackets, thereby saving taxes for
the overall family group. |
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Depending
on your tax bracket, you may benefit from investing in municipal
bonds. |
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Another
area where taxes make a difference is in deciding which investments
to keep in your tax-deferred accounts, such as a regular IRA or
401(k) plan, and which to keep in taxable accounts. |
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Check
out these links.
We do not
endorse any products, services, or businesses you may find by following
these links. Do not enter into any transaction until you and your advisors
are satisfied that you are getting what you are paying for.
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For assistance
with your investment concerns, contact us.
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